Private health insurance is the predominant source of health insurance coverage in the United States. A set of 10 categories of services that health insurance plans must cover under the Affordable Care Act. These include medical services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Sign up for email (or text) updates with important deadline reminders, helpful tips, and other information about your health insurance.
This is true for all plan categories (all “metal levels”, including catastrophic plans) and all types of plans (such as HMO and PPO). Depending on the number of plans offered in your area, you can find plans for all or any of these types at each metal level: Bronze, Silver, Gold, and Platinum. Now that you're enrolled, we'll send you reminders about deadlines, as well as tips on how to enroll, stay enrolled and get the most out of your health insurance. This report presents statistics on health insurance coverage in the United States based on information compiled in the Annual Social and Economic Supplement to the Current Population Survey (CPS ASEC).
Out-of-pocket costs include deductibles, coinsurance and copayments for covered services, in addition to all costs for services that aren't covered. Routine medical care that includes exams, checkups and patient counseling to prevent illness, illness, or other health problems. Some types of plans restrict your provider's options or encourage you to receive care from the plan's network of doctors, hospitals, pharmacies and other medical providers. Large employers that self-insure, meaning they pay employees' healthcare costs directly, don't have to provide essential health benefits.
